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The
W.I.S.E.™ Program —
Workplace Insurance Services for Employees
is a voluntary employee benefits package that employers
can offer your employees at minimal or no administrative
cost.
Advantages
to Employers
Benefits
to Employees
Products
Offered
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Advantages
to Employers
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This
is a voluntary benefits program — employees choose
the coverage that fits their needs |
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Enhances
existing employee benefits package |
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Contributes to recruitment and retention of employees
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Helps
employees gain financial security and stability through
budgeting |
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Improves
employer/employee relationship |
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Provides
professional insurance support and counseling for employees |
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| Benefits
to Employees |
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Top
quality personal insurance |
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Convenient
payment options (including payroll deduction) |
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Coverage
customized to needs |
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Group
Savings |
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Ability
to Include Family members |
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Portable
coverage employees own and control |
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No
cancellation notices due to missed payments |
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No
large down payments |
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No
finance charges |
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| Products
Offered
The
W.I.S.E.™ Program allows employees to enjoy premium
discounts on personal insurance from the member companies
of the Utica National Insurance Group. Coverages include:
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Automobile |
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Homeowners |
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Renters |
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Condominium |
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Umbrella |
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Pleasure
Boat |
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Personal
Articles |
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Life
Insurance — options include: |
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1.
The ability to include spouse and children with or without
employee participation |
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2. Disability
Income Rider |
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3. Waiver
of Premium Rider |
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4. Terminal
Illness Rider |
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5. Accidental
Death Benefit Rider |
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